Trusted by 3 Million+ Canadians

Know exactly where you stand with your Credit Score.

Get your Equifax credit score and report for free. Weekly updates, personalized tips, and bank-level security. No credit card required.

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256-bit Bank-Level Security
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Sarah
Equifax Risk Score
724
+12 pts this week
Excellent Approval Odds
Scotiabank Momentum Visa

Financial confidence in 3 steps

Stop guessing. We make it easy to understand your credit profile and improve it.

1. Sign Up for Free

Create your account in less than 3 minutes. No credit card is required and it won't hurt your score.

2. Get Your Score

Instantly access your Equifax credit score and full report. See exactly what lenders see.

3. Build & Improve

Get personalized tips from "Molly," our AI coach, to boost your score and qualify for better rates.

See it in action

How Borrowell helps you win

More than just a number.

Borrowell gives you the tools you need to take control of your financial future.

Molly, The Credit Coach

Canada's first AI credit coach that gives you personalized tips to improve your score.

Rent Advantage™

Report your rent payments to Equifax to build your credit history without taking on debt.

Credit Monitoring Alerts

Get notified immediately if there is suspicious activity or changes on your file.

41 pts
Avg. score increase with Credit Builder
Weekly
Free score updates
75+
Financial Partners
Safe & Secure

Stories from happy members

"I was skeptical at first but it tells you who you still owe and how much. Currently using this to view my credit and pay off what I owe."

- Courtney M.

"The more I use Borrowell, the more I can see my financial health improve. I managed to become debt-free using their tips!"

- Amanda

"Excellent service. Highly recommend to understand your finance, banking accounts, and loan utilization to build a good score."

- Ashvin G.

Frequently Asked Questions

Is Borrowell really free?

Yes! You get your Equifax credit score and report for free. We make money when you choose to sign up for a financial product (like a loan or credit card) that we recommend, but there is no obligation.

Will checking my score hurt it?

No. Checking your own credit score with Borrowell is considered a "soft inquiry," which does not affect your credit score at all. You can check it as often as you like.

Is my data safe?

Absolutely. We use bank-level 256-bit encryption to protect your personal information. We are trusted by over 3 million Canadians.

Start building better credit today.

Join over 3 million Canadians who trust Borrowell to help them achieve their financial goals.

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No credit card required. Secure & Confidential.